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How to Manage Your Healthcare in 2013

With the recent passing of the Health Reform Law, many people are wondering how their healthcare is going to change in 2013. There are two main changes for you to take note, but most of the big changes are being ironed out and will be in effect in 2014. The 2013 changes include,

  • There is now a cap set for flexible spending accounts at $2,500.
  • All health plans are required to use standard forms to explain costs so you can compare health plans easier and with no bias.

As I mentioned before, significant changes don’t take effect until 2014 and a lot of work is currently going on at the state and federal levels. Small businesses can then purchase their own health plans next year. In 2013, you’ll see the same trends as previous years, such as employees bearing the majority of their healthcare costs at an average of $1,100 per month.

Are you managing your healthcare and finances to ensure you receive the money that’s owed to you? If you doubt it and need an expert’s advice, please feel free to contact us at Integrated Insurance Concepts. We can make sure you stay financially free in 2013, from healthcare to taxes. Contact me at dmcmurryiic@msn.com for more information.

By Doug McMurry, Owner of Integrated Insurance Concepts in Arizona


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